Massachusetts Premier Hard Money Lender

Responsive, Transparent and Committed Partner.

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Loan Information Investor Participation Opportunities

Direct lender since 2009 • Fast closings • Investor-focused terms

Your Trusted Private Lending Partner

MPL Capital Management (MM Private Lending) is a direct hard money lender Massachusetts real estate investors have trusted since 2009. As one of the region’s established hard money lenders Massachusetts wide, we specialize in renovation, rehab, bridge and new construction mortgage loans built around speed and simplicity. Because we’re a direct lender, we can close quickly, no waiting on outside investors or committees. Unlike many other hard money lenders, our loan programs are structured around private financing terms that give our borrowers real room to complete their projects and maximize profits.

Hard Money LOANS FOR MASSACHUSETTS & rHODE ISLAND

Close in 7-14 Days – Up to 80% ARV – Direct Lender

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What Sets Us Apart

Experience. Transparency. Commitment.

ACCESSIBLE & RESPONSIVE

As a local private hard money lender based in Massachusetts; we take pride in responding quickly to all of our borrower’s private loan requests. Our goal is to provide honorable and transparent hard money real estate loans. We are passionate about hard money lending for acquisition loans, rehab/renovation loans and new construction builder loans throughout Massachusetts and Rhode Island. Our doors are always open for those real estate investors who want to discuss a specific private loan transaction in person.

TRANSPARENT & ACCOUNTABLE

Our reputation is paramount. The tenements of our business are built upon providing complete transparency to our borrowers and to bringing integrity to the private hard money lending arena.  We focus primarily on rehab and builder loans and fund 100% of construction costs.  Considered the “private lender near me” in Massachusetts and Rhode Island that you can rely upon.

COMMITTED PARTNER

We are committed to working with all of our borrowers and real estate investors to maximize your profits with financing that is seamless, straightforward and optimized for your success. We are not a “loan to own” hard money lender. Our model hinges upon the success of our borrowers achieving their real estate investment goals.  Whether you need financing for new construction, renovations or a traditional rehab and flip, our hard money bridge loans allow our borrowers to accomplish their goals.  We guarantee that we are easier, faster and more accessible than our competitors and offer terms and conditions that meet or exceed those of the local and national competition.

Hard Money Loans

Renovation, rehab, bridge financing across Massachusetts & Rhode Island.

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Investment Opportunities

Participate in our direct lending program and diversify your investment portfolio.

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Loan Information

Flexible bridge, construction and rehab loan options with transparent terms.

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What people say about Us

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ELLYN GARZON

Massachusetts

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DAVID LINKOUS

Rhode Island

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HENRY CAMPBELL

Massachusetts 

Frequently Asked Questions

A hard money loan is short-term financing secured by real estate rather than your personal credit or income. Because MPL Capital Management is a direct hard money lender in Massachusetts, we can evaluate deals based on the property’s value and your project’s potential — not bank underwriting timelines, which means faster approvals and faster closings.

As a direct lender, we typically close in 7–14 days, compared to the 30–45+ days common with traditional bank financing. Because we fund our own loans, there’s no waiting on outside committees or investors to sign off.

We fund renovation, rehab, bridge, and new construction loans for real estate investors throughout Massachusetts and Rhode Island, including fix-and-flip projects, ground-up builds, and acquisition financing up to 80% ARV.

Hard money lending focuses primarily on the deal itself, the property’s after-repair value (ARV) and your project plan, rather than relying solely on credit score, making it a practical option for investors who need speed and flexibility that traditional lenders can’t offer.