Massachusetts Premier Hard Money Lender

Responsive, Transparent and Committed Partner.

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Direct lender since 2009 • Fast closings • Investor-focused terms

Your Trusted Private Lending Partner

MPL Capital Management is the premier direct hard money lender in Massachusetts for real estate investors seeking short term hard money financing. We offer renovation, rehab, bridge and new construction mortgage loans. Established in 2009 we are a direct lender and can close quickly. Unlike other hard money lenders our loan programs provide private financing terms that allow for our borrowers to successfully complete their projects and maximize profits.

Hard Money Lending Powered by Investor Success

Real numbers that reflect our lending experience and investor success.

Loans Funded
Capital Deployed
Investor Principal Losses
Years as Direct Lender

What Sets Us Apart

Experience. Transparency. Commitment.

ACCESSIBLE & RESPONSIVE

As a local private hard money lender based in Massachusetts; we take pride in responding quickly to all of our borrower’s private loan requests. Our goal is to provide honorable and transparent hard money real estate loans. We are passionate about hard money lending for acquisition loans, rehab/renovation loans and new construction builder loans throughout Massachusetts and Rhode Island. Our doors are always open for those real estate investors who want to discuss a specific private loan transaction in person.

TRANSPARENT & ACCOUNTABLE

Our reputation is paramount. The tenements of our business are built upon providing complete transparency to our borrowers and to bringing integrity to the private hard money lending arena.  We focus primarily on rehab and builder loans and fund 100% of construction costs.  Considered the “private lender near me” in Massachusetts and Rhode Island that you can rely upon.

COMMITTED PARTNER

We are committed to working with all of our borrowers and real estate investors to maximize your profits with financing that is seamless, straightforward and optimized for your success. We are not a “loan to own” hard money lender. Our model hinges upon the success of our borrowers achieving their real estate investment goals.  Whether you need financing for new construction, renovations or a traditional rehab and flip, our hard money bridge loans allow our borrowers to accomplish their goals.  We guarantee that we are easier, faster and more accessible than our competitors and offer terms and conditions that meet or exceed those of the local and national competition.

Frequently Asked Questions

MPL has been a direct hard money lender in Massachusetts since 2009. We make the credit decision ourselves, so you get faster answers and no middleman.

Most MPL loans close in 7-14 days from your signed commitment letter. A complete package sent early helps you stay at the fast end.

Yes, we fund 100% of construction costs, released in stages under a holdback agreement signed at closing. This covers fix-and-flips, renovations and ground-up builds.

We focus on the property and your exit plan (a sale or refinance), not just your credit score. We also need a satisfactory inspection or appraisal and title report.

We lend across Massachusetts and Rhode Island, including Boston, Providence, and Worcester. We finance non-owner-occupied residential, commercial, rehab, construction, and land properties, secured by a first mortgage.