A Unique Lending Tool:
Private lending is a unique financial option for those looking to diversify the allocation of their disposable income. Unlike a standard stock and bond portfolio where there is no real tangible security for your principal, all private real estate loans are secured by a first mortgage security interest on commercial and non-owner occupied real estate located within Massachusetts and Rhode Island. While the stock market can be extremely volatile with potential total loss of one’s principal, private “hard money” lending with real estate backed collateral typically protects principal and mitigates overall risk. Depending on the particular loan transactions individuals participate on, the expected per annum return on principal ranges from 10-13%. In the unfortunate event of default by a borrower, foreclosure on collateral, collection of tenant rents, resale of property; and, if necessary, deficiency actions are all tools utilized to recapture a lender’s principal contribution.
Past performance is not a guarantee of future results. The information contained herein is for informational purposes and is not to be construed as indicative of the future performance or investment strategy of any investment. An investment may result in a loss to the investors. Investments in mortgages or trust deeds are not insured by, issued by, guaranteed by or obligations of the FDIC, the Federal Reserve Board, any government agency or bank. Investments are subject to investment risks, including possible loss of principle amount invested.
Before you invest in a mortgage or trust deed secured by real property, you should be aware of the following and consult your financial advisor. The funding of a loan or purchase of a promissory note that is secured by a lien on real property (mortgage loan) is an investment that involves risk. The borrower on the loan may default on required payments, and you may lose all or part of the principal amount you invested and/or the interest you expected to earn from the investment. An investment in a mortgage note secured by a lien on real property, usually through a deed of trust (mortgage loan or mortgage loan investment), like most investments involves the risk that the investment will not perform as expected. MassPrivateLending.Com Inc. is not a depository institution, and a deed of trust investment is not secured by any depository insurance or insured or guaranteed by any agency of the State of Massachusetts or the Federal Government. Though opinions of value, including broker price opinions, certified appraisals, computer generated value analyses and other common valuation practices are employed at MassPrivateLending.Com Inc., we are the ultimate and final decision maker with respect to determination of property value and loan to value ratio. MassPrivateLending.Com Inc. and its principals may have equity positions, participations, or other vested interests in any given loan. The rate of interest paid to investors will be different than the rate of interest charged to our borrowers MassPrivateLending.Com Inc. may assess, at its sole discretion, appropriate late fee’s, inspection fees, forced placed insurance coverage, and other unspecified fees that may have a detrimental effect on the ability of the borrower(s) to make regular payments. MassPrivateLending.Com Inc. cannot substantiate the integrity or financial stability of any IRA custodian with whom our investors may contract with.
MassPrivateLending.Com Inc. is currently not subject to the reporting requirements of the Securities Exchange Act of 1934, as amended and, therefore, does not file reports, proxy statements or other financial information with the Securities and Exchange Commission.
- NOT FDIC INSURED
- NOT A SECURITY
- NOT BANK GUARANTEED
New Hard Money Lender Information Form
We are actively accepting new private individual lenders to participate in our hard money lending transactions. If you are interested in investing money and would like more information on how to do so please contact us for more information by filling out the secure form below.